Sometimes in life we make choices. Choices that have the best intentions. As we continue to plan, my very loving mother offered to trim Andre’s bangs. Above is what Andre looked liked before Jeff and I stepped out to go shopping.
We returned to this:
After 24 hours, we arrived at a local barbershop and Andre received the premium treatment and a brand new look. We think it all worked out just fine as the summer is hot and he had A LOT of beautiful, thick hair. Dre decided to go all the way with a clean cut, short look.
One of the big stress points of this trip is what the heck to do for insurance. Do we actually need travel insurance? What happens if we need to be evacuated from a rando country? What if someone gets super sick? Am I just trained as an American to be absolutely terrified not to be insured but other countries are not going to charge an arm and a leg for normal care? Will I just be throwing a ton of money into the trash, because let’s face it, insurance companies generally could give a shit about actually helping people. So they will likely just deny anything we claim stating that reattaching an arm is deemed elective surgery, and/or we chose the wrong location for treatment. If we would have gone 4 hours south, then they would have covered the procedure, etc. This is a brief excerpt of our sexy nighttime talk for the last few weeks.
We researched all of these and so many more and ended up not having the balls to not have insurance. Evacuation insurance, some sort of health insurance and not the worst deductibles were part of the Cigna plan. We went with them due to the fact that they theoretically will pay for the bills directly with the hospital instead of us paying and waiting months for the reimbursement, multiple insurance brokers liked them (which means they probably receive a high commission), they have US operations and provide 60 days of US coverage, which allowed us to cancel our current US coverage.
As Jeff concluded on the positives, he stated, it’s shit insurance that we probably will never use, but it gives us the peace of mind that we won’t go bankrupt if we experience a catastrophe. This was literally the best we could find.
- Deductible: $3k
- Inpatient emergency coverage only (no outpatient) – meaning, we need to be admitted before it kicks in. But covers up to $1MM in cost (as opposed to “Travel Insurance” which is between $75k to $250k).
- Emergency evacuation or transfer to an appropriate hospital if something horrible happens.
- A point of contact for dealing with medical problems anywhere we are in the world.
Bottom line: We should start an insurance company…….
On a more fun note, take a look at my folks’ birds!!
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Pimple could have cut Dre’s hair better than your mom.
Hurtful, but true. lol
Andre looked like Victor from Despicable Me lol
Dre’s hair looks awesome short! Hope he is okay with the new length. Good thing it’s hair and it grows back.